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First-Time Homebuyer: Frequently Asked Questions (FAQ) Series – Part 10

Understanding Insurance, Homeowners Insurance and Warranties When purchasing a home, spending a little money upfront will go a long way toward keeping you protected in the future. While some protections, such as mortgage insurance, are required and do more to protect the lender than you, other types of insurance and coverage will help you keep […]


Houston Mortgage First-Time Homebuyer: FAQ-Series: Part 9

Closing on Your New Home Once you have found the perfect home and you have settled on a price, it is time for you to make it official by closing on the home. By getting answers to these Frequently Asked Questions (FAQs) about closing, you will be better prepared for this final step in the […]


Houston Mortgage First-Time Homebuyer – Frequently Asked Questions (FAQ) – Part 8

Part 8: Exploring FHA Loans and Other Options FHA loans can provide homebuyers and homeowners with more options than conventional loans. For those who do not meet the eligibility requirements for a conventional loan, pursuing an FHA loan may be a very wise decision. To learn more about the types of FHA loans and other […]


Houston Mortgage First-Time Homebuyer – Frequently Asked Questions (FAQ) – Part 7

Part 7: Getting Government Assistance on Your Home Loan For some who are interested in becoming a homeowner, qualifying for a conventional loan may be out of reach. Whether due to a lack of a sufficient down payment or an insufficient credit history, certain roadblocks can stand between you and homeownership. Thankfully, for those who […]


Houston Mortgage First-Time Homebuyer – Frequently Asked Questions (FAQ) – Part 6

Part 6: Finding the Right Mortgage Loan After gaining an understanding of the basics of mortgage loans, it is time to learn more about the fine details associated with these loans. To help you gain a better understanding, here are the answers to some of the most Frequently Asked Questions (FAQs) about finding the right […]


Houston Mortgage First-Time Homebuyer – Frequently Asked Questions (FAQ) – Part 5

Part 5: Understanding the Basics of Mortgage Loans After learning the basics of mortgage loans, you are ready to take the steps that are necessary to secure the loan you need. To help with this process, Houston Mortgage has provided answers to some Frequently Asked Questions (FAQs) about securing a mortgage loan.   What can […]


Houston Mortgage First-Time Homebuyer – Frequently Asked Questions (FAQ) – Part 4

Part 4: Understanding the Basics of Mortgage Loan Financing If you plan to purchase a Houston home and you do not have enough money in savings to make the entire purchase, you will likely need to take out a Houston mortgage loan to cover the cost of buying a home. Before you start comparing Houston […]


Houston Mortgage First-Time Homebuyer – FAQ Part 3

Part 3: Making an Offer on a Home Once you have found the perfect Houston home to suit your needs, it is time to make an offer. Before you make your offer, however, it is important to complete an inspection and to gain a better understanding of what the process of making an offer entails. […]


Houston Mortgage First-Time Homebuyer – FAQ Part 2

Part 2: Choosing the Right Home Once you have decided you are ready to buy a Houston area home, the next step is to decide on the right Houston home to suit your lifestyle and budget. The answers to these First-Time Houston Homebuyer Frequently Asked Questions (FAQs) will help you determine what type of Houston […]


Houston Mortgage First-Time Homebuyer: Frequently Asked Questions (FAQ) Series

Buying a home is an exciting time in anyone’s life, but making the decision to take this step is not as easy as some might think. After all, homeownership is not for everyone, and there are several factors that need to be taken into consideration when determining whether or not now is the right time […]

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