Compare Houston Mortgage Programs

Popular Houston Home Loan Options

Houston Mortgage Program

Benefits of Loan Programs

Houston FHA Loan

  • Competitive Houston mortgage rates.
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  • FHA qualification is more flexible than conventional loan qualification.
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  • Low down payment of 3.5%*.
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  • FHA credit requirements are lower.
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  • FHA 203k Rehabilitation loans enable homeowners to add upgrades and improvements.

VA Loan Houston

  •  100% financing with no down payment.
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  • Mortgage amount can be higher than $417,000 with down payment.
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  • Closing costs can be lower than other Houston mortgage options.
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  • No mortgage insurance premiums for VA loans.
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  • VA gives you the right to prepay without penalty.

USDA Loan Houston

  •  Finance up to 102% loan-to-value.*
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  • USDA has lower FICO credit score requirements.
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  • There is no monthly mortgage insurance.
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  • Roll closings costs and prepaid into the USDA loan (maximum is the appraised value of the property).
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  • USDA has fixed rate financing available.
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  • There is no loan limit with USDA loans.
To contact a Houston mortgage expert, use the contact form to the right or call (512) 797-5580.
 

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