Compare Houston Mortgage Programs

Popular Houston Home Loan Options

Houston Mortgage Program

Benefits of Loan Programs

Houston FHA Loan

  • Competitive Houston mortgage rates.

  • FHA qualification is more flexible than conventional loan qualification.

  • Low down payment of 3.5%*.

  • FHA credit requirements are lower.

  • FHA 203k Rehabilitation loans enable homeowners to add upgrades and improvements.

VA Loan Houston

  •  100% financing with no down payment.

  • Mortgage amount can be higher than $417,000 with down payment.

  • Closing costs can be lower than other Houston mortgage options.

  • No mortgage insurance premiums for VA loans.

  • VA gives you the right to prepay without penalty.

USDA Loan Houston

  •  Finance up to 102% loan-to-value.*

  • USDA has lower FICO credit score requirements.

  • There is no monthly mortgage insurance.

  • Roll closings costs and prepaid into the USDA loan (maximum is the appraised value of the property).

  • USDA has fixed rate financing available.

  • There is no loan limit with USDA loans.
To contact a Houston mortgage expert, use the contact form to the right or call (800) 308-8503 or (281) 305-9375.

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Copyright © 2017 PrimeLending, A PlainsCapital Company. PRIMELENDING NMLS ID: 13649. All rights reserved. 810 Hester's Crossing, Suite 150 | Round Rock, Texas 78681. The material provided in this mortgage website is for informational and educational purposes only and should not be construed as investment and/or mortgage advice or a commitment to lend. Although the material is deemed to be accurate and reliable, there is no guarantee of its accuracy. The material contained in the website cannot be reproduced for any use without prior written consent. The material does not represent the opinions of PrimeLending, A PlainsCapital Company.

All loans subject to credit approval. Rates and fees subject to change. Mortgage financing provided by PrimeLending, a PlainsCapital Company. Equal Housing Lender.

In accordance with Section 326 of the USA PATRIOT Act of 2001, PrimeLending is required to obtain a copy of the documents used in identifying our new account customers. This notice is being provided to you for adequate notice given under this act. * These summaries are based on a $125,000 loan amount, on a loan term of 360 months, with an interest rate of 4.00% and an annual percentage rate of 4.13%