Job Description

Austin’s Top Lending Team Seeks Experienced Loan Processor

  • Great communication, fun, tight-nit team and an incredible work environment.
  • Team’s Set-Up Specialist ensures files are complete and ready for our loan processors.
  • Our team is extremely organized with efficient processes.
  • Expert lending team – loan officers are experienced, knowledgeable, and friendly.
  • Join our team today!

DUTIES & RESPONSIBILITIES

  • Maintains knowledge of all policies and modifications to the guidelines and standards of the company, federal housing programs, investors, and private mortgage insurers.
  • Maintains and updates loan application information within loan origination software and other applications.
  • As applicable, orders appraisals, title, survey, verifications, and any other items required for loan approval; conducts regular follow-ups with outside sources regarding outstanding documents.
  • Verifies the data collected, analyzes, and decides whether it meets guidelines or if other documentation is needed; documents communication through the conversation log; ensures loan application is in compliance with underwriting, investor, RESPA, and HMDA guidelines.
  • Calculates income, reviews assets and liabilities.
  • Reviews all disclosures for completeness and compliance.
  • Completes final evaluation and analysis of completed application packages and submits eligible files specifying any applicable conditions.
  • Monitors rate lock information for data integrity and expiration dates; communicates discrepancies to the Loan Officer.
  • May maintain accurate pipeline to ensure proper projections, closings, and regulatory compliance with Company, Federal, and State standards.
  • May prepare, when applicable, ‘Declination Letters.’ Ensures accurate disclosure of the reason(s) for the adverse action as soon as it is determined that applicants do not qualify.
  • May schedule closing appointments with respective parties (i.e. title companies, closing attorneys, corporate closing department and customers etc.) Meets customer service standards as outlined by management.
  • May facilitate training of junior or newly hired processors regarding specific Prime operations including file flow, loan origination software, and other applications.
  • Updates loan officer, loan officer assistant, realtors, builders and customers on loan status.
  • Maintains communication with customers throughout the loan process, assisting them with any questions and notifying them of any additional requirements.
  • Maintains a professional image and adheres to standards consistent with company policies and procedures.
  • Other duties as assigned.

Desired Skills & Experience

Processor Job Requirements – Austin, Texas

  • High school diploma or equivalent.
  • Minimum of 1 year mortgage banking experience as a processor or junior processor, required.
  • Must have working knowledge of Fannie Mae/Freddie Mac and FHA/VA policies and guidelines, as well as, Regulatory
  • Mortgage Compliance, state, federal, local government, private investors and insurers.
  • Must have working knowledge, or the ability to learn all operating systems and possess the ability to facilitate training.
  • Proficient in Excel, Word, Outlook, with the ability to learn other mortgage-related programs.
  • Excellent written and verbal communication skills.
  • Excellent organizational and time management skills.
  • Demonstrated ability to interact effectively with branch, regional and corporate personnel, as well as realtors, sales agents, builders, appraisers, title companies, etc.
  • Demonstrated judgment and decision making ability.
  • Must be available to work all regularly scheduled hours; arriving at scheduled reporting time and at the prescribed time after any breaks or lunch periods.
  • Must be able to work overtime, as required.

Company Description

Headquartered in Dallas, Texas, and established in 1986 by Chief Executive Officer Roseanna McGill, PrimeLending has grown from a staff of 20 producing $80 Million in annual closed loan volume to a staff of over 1,900 producing in excess of $7.75 Billion annually.

In addition to the corporate office located in North Dallas, PrimeLending has expanded to over 200 branches across the United States and is licensed to originate and close loans in 50 states.

The goal at PrimeLending is to provide unsurpassed quality service and support throughout the entire mortgage process for every client and referral source. This proactive sales and operational philosophy simplifies and accelerates the loan process at all levels. The company’s experienced mortgage professionals are dedicated to making every customer’s home loan experience a positive and successful one.

PrimeLending takes pride in being recognized as a premier mortgage lender offering a wide array of loan products. Mortgage loan options include fixed and adjustable rate FHA and VA, JUMBO loans, permanent construction financing, refinancing options, and relocation programs—just to name a few.

PrimeLending’s Core Convictions:
Honesty and Integrity
People Centric Culture
Agile
Service Beyond Expectations
One Team One Purpose

PrimeLending’s Core Purpose:
Working together to have a profound and positive impact on the lives of all we serve.

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