Houston Conventional Loan

Conventional Mortgage Lender – Houston, Texas

Current Mortgage Rates Houston, TexasLOW Houston conventional mortgage rates with LOW fees. Close on time with award-winning customer service from your loan application to the closing table. Read answers to frequently asked questions (FAQ) about Houston conventional loans and get today’s current Houston mortgage rates for conventional mortgage financing!

Houston Conventional Loan Benefits

FHA loans are very popular because of their low downpayment requirements and great Houston mortgage rates. However, FHA loans require payment of a non-refundable premium equivalent to 1.75% of the total FHA loan amount and a monthly payment toward private mortgage insurance. The FHA loan holder must maintain the private mortgage insurance for the life of the loan.
In contrast, Houston conventional financing is very popular because qualified borrowers who have enough for a down payment can remove private mortgage insurance as soon as the loan amount has reached 80% of the sales price (although many loan servicers require a 2-year minimum).
Mortgage Rates Houston, TX

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