USDA Lender Houston, Texas

Houston USDA Home Loans


Houston USDA LenderUSDA Loans offer rural financing to qualified borrowers purchasing qualified properties.
The USDA Guarantee Rural Housing program considers properties eligible if they are located in a rural area as defined by the USDA Rural Development and cannot produce income. Click here to find out if your property is eligible.


Benefits of USDA loans include:

  • 102% financing*
  • 30-year fixed Houston mortgage rates
  • No limit on seller contributions or gift funds
  • USDA Houston mortgages available to first and repeat homebuyers
  • No maximum Houston USDA loan amount
  • USDA accepts self-employed income
  • Houston mortgage requires no minimum reserves
    To contact a Houston USDA mortgage lender, use the contact form to the right.

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We at New American Funding take great pride in our customer service and make it our number one priority. We encourage you to contact us for complaint resolution or any post-closing questions you may have regarding the servicing of your loan. We strive to have your experience with New American Funding a stellar one. In the rare case that our service did not meet your expectations, please call our customer care hotline at 1-800-450-2010, ext. 7100 or you may contact us by email at Please leave a detailed message and we will follow up with you no later than the end of the next business day.
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